Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)
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We introduce your application to interested loan companies. We will match you with a loan program that meet your financial need. Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)
LoanCompanies.co.nz is an introducer of loans. When you submit your application to us, the many loan companies we work with will review it. Your chances of receiving a loan increases because more than one lender is competing for the privilege of working with you.
Warning: Late repayment can cause you serious money problems. For Help and Advice with money trouble, visit http://www.familybudgeting.org.nz
Payday loans are a short term form of lending where you are given a small loan, between $100 and $1000. It is typically repaid within weeks or months with future income from your employment or receiving benefits. Finally, they should be used sparingly because they cost more in APR interest or fees than a conventional bank loan.
They are companies who are interested in lending to people who are on benefits. These are a type of payday loan which is given to someone who may not be employed, but are currently receiving benefits. These types of lenders offer unsecured loans, meaning you don't have to put up any form of collateral. There are many types of benefits that could qualify you for receiving a loan.
What are "benefits"? They are a type of income that isn't necessarily from you being employed by a company. They can take the form of government benefits, where you are given cash for various reasons directly from the NZ government. They can also be from a court settlement, being the recipient of fixed payments from a will, and other types of "income" that are not from employment.
They are companies that provide emergency loans. To do this, they sometimes have no credit checks, provide loans to people with bad credit and do so very quick. Speed of the cash being delivered to your bank account is essential when providing loans for emergencies. If you are in a situation where your need for immediate cash is critical, submit your application today for a quick decision.
Emergency loans are given to people who need fast cash. If you urgently need money, submit your application to us today. It is completely free to apply and you may qualify for a same day loan, or next day loan. You may even receive a weekend loan, where the payout is available to you over the weekend.
They are lenders who will provide unsecured loans. This means that the loan you receive is not secured by any form of collateral. Examples of secured loans would be if you put your house up for auction, or a vehicle. When you put a vehicle up for security, it is often called a "logbook", because the lender issues a booklet where you tear out stubs when you submit your weekly or monthly payments. None of this is required with unsecured loans.
Unsecured loans are also called "signature loans". This is because they are given with only a signature and do not require any form of collateral. These are the only types of loans we happen to offer (we do not offer collateralized loans, only signature loans). If you need an unsecured signature loan, submit your application today!
They are lenders who provide emergency funding to people, even if they have bad credit. A bad credit loan can be a life saver when you have an urgent need for money but cannot borrow through conventional means, such as from a bank. Often when someone wants this type of loan, they prefer one with no credit check. While we cannot guarantee no credit check (because we work with many companies, some will request a check while others do not), you can rest assured that we arrange loans for people who believe they have bad credit very often.
Do you think your credit is too bad to qualify, given your credit history? It is free to submit your application, so why not give it a try? It only takes a few moments to fill it out, and you could have monies wired to your bank account within 24 hours, sometimes same day. It all depends on the lender who is interested in your application and the offer they have for you.